PAYMENTS
Apigate hub is an end-to-end modern monetisation platform that extends your reach to find the right customer in the right place at the right time

Discover
Data-driven acquisitions. 60% lower cost per paid user acquired.

Identify
Increase conversion, retention and reduce abandonment rate.

Initiate
Channel-specific payment experience. Robust payment APIs.

Seamless
Frictionless across channels. One-click enhanced security. Machine learning fraud protection.

Charge
Payment assurance. Credit elevation. Microlending.

Notify
Self-management. Contextual communications.
MONETISATION
We believe everyone should be able to pay any way, any day. apigateAnypay is a monetisation solution that enables the choice in payments for consumers and merchants. We integrate directly with MNOs to make the process of purchasing simpler.


No more fakes. Verify the individual. Seamless integration into flows.


Credit NOW. Instant gratification. Payment continuity.
apigateStretch lets everyone win. This credit allowance in real-time allows a transaction to be completed, a new level in a game to be achieved or a video to have a happy ending. The customer wins, the merchant wins and the MNO wins.
POWERFUL FEATURES AT YOUR FINGERTIPS





Direct Carrier Billing
HOW IT WORKS
In-App Subscriptions & Purchases
- Customer lands on the in-app purchase screen and clicks ‘Buy’.
- Customer sets payment via DCB to their MNO account.
- Customer will receive a confirmation of purchase.
- After purchase is completed, customer will receive a notification that the purchase is successful.

Wallet
HOW IT WORKS
Alternative Payment for Goods and Services
- User purchases a meal from a restaurant.
- User selects mobile wallet as payment method.
- Restaurant scans QR code on customer’s phone.
- The price of the meal is deducted from the customer's mobile wallet.




OMNI-CHANNEL COMMUNICATIONS
We power the next generation of digital communications experience with seamless conversations across every possible touch point, wherever customer experience matters.
Flexibility & Scalability
Innovate, streamline, and scale your business with our flexible APIs for a unified customer experience.
Contextual Communications
Create contextual, effective communication effortlessly across your preferred channels via a single API.
Personalised Communications
Interact with your audience on the right communication channels with our custom applications and solutions.
Data Analytics
Analyse and identify channel preferences through deep data insights & intelligence for optimum results.


Voice
HOW IT WORKS
Number Masking
- Passenger and driver are both assigned virtual numbers.
- Passenger calls driver’s virtual number.
- The call is routed to driver’s personal number. However, driver will only be able to see passenger’s virtual number.


Video
HOW IT WORKS
Online Video Consultations
- Customer makes a video to support agent.
- Agent can assist customer by sharing videos and diagrams to help solve problems.
- The agent can continue to communicate via email and/or SMS if required.


Unified Messaging
HOW IT WORKS
E-Commerce Marketing Campaigns
- Push your campaign promos and offers to the right audience via email.
- Capture the ones who have not responded via well-targeted, automated SMS messages.
DATA AS A SERVICE (DaaS)
We facilitate the accessibility of business-critical data and insights for our partners to increase acquisition, retention, and open up new business opportunities.
Seamless Data Verification
All data shared based on appropriate vetting procedures in a safe and secure manner.
Leverage MNO Services
Enables customers to share information by leveraging a unified global network system.
Flexibility & Control
Control, monitor, and navigate our applications and systems completely hassle-free.
Deep Customer Insights
Integrated data resources with informed insights for a holistic customer experience.


Information
HOW IT WORKS
Balance Query
- User streams a movie on a streaming website.
- The app queries the user’s mobile data plan on sufficient data.
- User receives an alert indicating current data balance with a prompt to purchase an add-on data package.
- User is advised to purchase an add-on data package to avoid viewing disruption.


Provisioning
HOW IT WORKS
Instant Data Top-Up
- User streams a movie on a streaming website.
- User receives an alert indicating current data balance with a prompt to purchase an add-on data package.
- User is advised to purchase an add-on data package to avoid viewing disruption.
- User receives an SMS confirmation upon purchase.